Understanding Hit and Run Laws in Massachusetts
Under Massachusetts General Laws Chapter 90, Section 24, leaving the scene of an accident is a criminal offense. A driver who flees after hitting a person or vehicle can face fines, license suspension, and even imprisonment. But what does that mean for you as a victim?
Is a Hit and Run Driver Always Caught?
Unfortunately, many hit and run drivers are never identified. But that does not mean you are out of options. Massachusetts law provides specific protections for hit and run victims that can allow you to recover compensation even when the driver is never found.
Uninsured Motorist Coverage Is Your Primary Protection
Massachusetts requires all registered vehicle owners to carry uninsured motorist (UM) coverage. This coverage is specifically designed to compensate you when you are injured by an unidentified hit and run driver. Your own auto insurer pays your damages – including medical bills, lost wages, and pain and suffering – up to your policy limits.
You Must File a Police Report
To access UM coverage after a hit and run, you are required to file a police report. Call 911 at the scene. The police report documents that a crime occurred and is a required element of most UM claims.
Personal Injury Protection (PIP) Covers Immediate Medical Bills
Massachusetts is a no-fault state for auto accidents. Your PIP coverage pays up to $8,000 in medical expenses and lost wages immediately after an accident, regardless of fault – including hit and run accidents. This kicks in right away while your UM claim is processed.
What if You Don’t Have Auto Insurance?
Pedestrians and cyclists who do not own a vehicle may still have access to UM coverage through a household member’s auto policy. If no coverage is available, the Massachusetts Assigned Claims Plan may provide a limited remedy. Contact an attorney to explore all your options.
Act Quickly – Evidence Disappears Fast
Surveillance footage from businesses, traffic cameras, and ATMs is routinely overwritten within 24-72 hours. Witnesses move on. Our attorneys act immediately after a hit and run to preserve all available evidence, including identifying the fleeing vehicle.
Contact a Massachusetts Hit and Run Accident Lawyer
Hit and run claims are complex. UM insurers routinely undervalue these claims, and strict notice deadlines apply. A Massachusetts hit and run attorney advocates for your full policy limits and explores every avenue for recovery. Contact Larson Law today for a free consultation.