What Is a Hit and Run Under Massachusetts Law?
Under Massachusetts law, a driver involved in a collision is legally required to stop, provide their identification and insurance information, and render reasonable assistance to anyone injured. Leaving the scene without doing so is a criminal offense. But victims often wonder: if the driver fled, how can I get compensated?
Uninsured Motorist Coverage: Your Primary Protection
Massachusetts requires all auto insurance policies to include uninsured motorist (UM) coverage. This coverage steps in when you are injured by a driver who either lacks insurance or cannot be identified — including hit and run drivers. UM coverage can compensate you for medical bills, lost wages, pain and suffering, and other damages up to your policy limits.
What You Must Do to Protect Your UM Claim
To successfully make a UM claim after a hit and run in Massachusetts, you must file a police report promptly — typically within 24 hours. You must also notify your own insurance company quickly, as most policies have strict reporting deadlines. An attorney can help you navigate these steps correctly from the start.
Personal Injury Protection (PIP) Coverage
Massachusetts is a no-fault state, which means your own Personal Injury Protection (PIP) coverage pays up to $8,000 in medical expenses and a portion of lost wages regardless of who caused the accident. PIP applies immediately after a hit and run and provides a financial bridge while your UM claim is processed.
What If the Driver Is Later Identified?
Sometimes hit and run drivers are identified later through eyewitness reports, traffic cameras, or police investigation. If the driver is identified, you can pursue a direct personal injury claim against them and their insurance company, in addition to any UM coverage already received.
Act Quickly to Protect Your Rights
Massachusetts has a 3-year statute of limitations for personal injury claims, but insurance reporting requirements are often much shorter. Contact Larson Law immediately at 508-888-8888 for a free consultation after a hit and run accident.
Disclaimer: Statute of limitations rules can vary significantly by state, jurisdiction, and the specific type of claim. The information above is general in nature. Please consult a qualified attorney for advice specific to your situation.
Results Disclaimer: Past case results, settlements, and verdicts mentioned on this website do not guarantee or predict a similar outcome in any future case. Every case is unique and depends on its own facts and legal issues.