Legal Fact of the Day: Your Crash Report Is Due in 5 Days

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In Massachusetts, if you’re driving in a crash that injures anyone or causes more than $1,000 in damage to any one vehicle or property, you must file a written crash report within 5 days.

Many people assume the police report covers it. It doesn’t. State law puts the duty on each driver to fill out a Motor Vehicle Crash Operator Report and send copies to three places: the RMV, the local or state police where the crash happened, and your own insurance company.

And $1,000 goes fast. A cracked bumper, a headlight and some sensors can blow past it in a single fender bender. If you’re physically unable to file because of your injuries, the owner of the car (if that’s someone else) is supposed to file instead.

Why it matters: the RMV can suspend or revoke the license of a driver who ignores the rule. Plus, a prompt, accurate report written while details are fresh can be a big help later if there’s an insurance claim.

Source: M.G.L. Chapter 90, Section 26 and Mass.gov: Report a motor vehicle crash

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This is general information, not legal advice. Laws change and every situation is different. If you’ve been hurt in an accident, Larson Law offers free consultations: 508-888-8888.

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