MassDOT ranked Lowell with more dangerous intersections than any other Massachusetts city in its 2018-2021 analysis, with 8,138 crashes recorded from 2019 to 2021. Larson Law reviews injury claim.
As Seen On:










Lowell is the fourth-largest city in Massachusetts and one of the most densely trafficked cities in Middlesex County. Its road network – a mix of dense urban streets, the Veterans of Foreign Wars Highway, Pawtucket Boulevard, the Lowell Connector, and I-495 – produces a crash rate that the data bears out. MassDOT recorded 8,138 car crashes in Lowell between 2019 and 2021, including 16 fatal crashes and 159 crashes causing serious injury. Of those crashes, 217 involved pedestrians and 115 involved cyclists. In a MassDOT 2018-2021 statewide analysis, Lowell was identified as having the most dangerous intersections of any Massachusetts city, and a separate MassDOT 2018-2020 ranking placed Lowell at No. 6 statewide for dangerous intersections per population, with 453 traffic incidents logged across specific high-crash locations. When a car accident in Lowell injures you, that documented history of specific intersections is part of the public evidence available to support your claim.
Car accident claims in Lowell involve Massachusetts no-fault PIP, pain and suffering thresholds, and evidence that can disappear fast. A Lowell car accident lawyer can review your situation at no cost and explain exactly where you stand.
Lowell’s intersection crash history is extensively documented in MassDOT data. Where your accident happened in Lowell may already have a public record that is relevant to how a negligence claim is built. These are the locations that appear most consistently in MassDOT crash records.
Car accident cases from Lowell are filed based on the amount in dispute. Smaller civil claims fall under the Lowell District Court in Lowell, confirmed from mass.gov, which serves Billerica, Chelmsford, Dracut, Lowell, Tewksbury, and Tyngsboro. Larger personal injury claims are filed at the Middlesex County Superior Court in Lowell, also confirmed from mass.gov, which serves all Middlesex County communities.
Under MGL Ch. 90 Sec. 34M, your own Personal Injury Protection coverage pays for initial medical expenses and a portion of lost wages after any car accident in Lowell, regardless of who caused the crash. PIP applies automatically and is the starting point for most Lowell car accident claims. Lowell General Hospital is the city’s primary hospital and trauma center and is where many Lowell crash victims receive emergency care.
PIP does not cover pain and suffering. Under MGL Ch. 231 Sec. 6D, if your reasonable and necessary medical expenses cross the statutory threshold, or if your injuries involve a fracture, permanent disfigurement, loss of a body part, or qualifying loss of sight or hearing, you may have grounds to pursue a pain and suffering claim directly against the at-fault driver’s insurance in addition to your PIP benefits. Many serious Lowell crash injuries – particularly those involving the high-speed VFW Highway and Pawtucket Boulevard corridors – meet this threshold.
Massachusetts follows a modified comparative fault rule under MGL Ch. 231 Sec. 85. You may still pursue compensation as long as your share of fault for the crash was less than 51 percent. If your fault reaches 51 percent or more, recovery is barred. Below that threshold, compensation is reduced in proportion to your share of fault. At Lowell’s documented dangerous intersections, where complex signal timing and heavy pedestrian and bicycle traffic create genuinely ambiguous crash scenarios, insurers frequently dispute fault to limit their exposure. The documented crash history of specific Lowell intersections can be relevant evidence in countering an insurer’s fault narrative.
Uninsured motorist coverage is mandatory in Massachusetts under MGL Ch. 175 Sec. 113L. If the at-fault driver in your Lowell crash carried no insurance, your own UM coverage may apply. Underinsured motorist coverage – which responds when the at-fault driver’s policy falls short of your full losses – is optional in Massachusetts and not all drivers carry it. An attorney can review every applicable policy and identify all available sources of compensation.
The scope of what your claim may support depends on your injuries, the insurance coverage available, and the facts of the crash. We work through every applicable category so nothing is overlooked.
Seek treatment soon and explain how the crash occurred. Photograph the vehicles, scene, road conditions, and injuries, and note possible cameras. Do not give an insurer a recorded statement.
Footage and other records can disappear quickly. A free case review can cover the crash facts, no-fault rules, injury threshold, and which key evidence should be preserved before it is lost.
Moving ahead, we communicate with insurers, secure crash evidence, track legal deadlines, and keep you informed throughout your case while you concentrate on your own treatment and recovery.
Car accident claims in Lowell involve Massachusetts no-fault PIP, the state’s most documented dangerous intersections, and evidence that disappears fast. Tell us what happened and we will explain what Massachusetts law allows and what your next steps are.








We handle car accidents, wrongful death, truck accidents, rideshare accidents, and more across Lowell, Middlesex County, and all of Massachusetts. For statewide car accident representation, see our Massachusetts car accident lawyer page.
MassDOT’s Top Crash Locations reports have consistently identified Lowell as having among the most dangerous intersections of any Massachusetts city. In the 2014-2016 MassDOT report, the VFW Highway and Bridge Street intersection in Lowell ranked as the single most dangerous intersection in all of Massachusetts. In the 2015-2017 report, Lowell intersections occupied multiple positions in the state’s top 25. Pawtucket Boulevard recorded 202 crashes from the beginning of 2017, with 61 causing injury, per Streetsblog Massachusetts citing MassDOT’s crash database. The documented history of a specific intersection is part of the public record and can be used as evidence in establishing what a driver should have reasonably anticipated at that location. An attorney can identify what MassDOT crash records exist for the specific intersection where your accident happened.
Under MGL Ch. 90 Sec. 34M, your own Personal Injury Protection coverage pays for initial medical expenses and a portion of lost wages after any car accident, regardless of who caused it. PIP is the first step for most Lowell car accident claims. However, PIP does not cover pain and suffering and may not be sufficient for serious injuries from a high-speed crash on Pawtucket Boulevard or the VFW Highway. Under MGL Ch. 231 Sec. 6D, if your reasonable and necessary medical expenses cross the statutory threshold, or if your injuries involve a fracture, permanent disfigurement, loss of a body part, or qualifying loss of sight or hearing, you may have grounds to pursue a pain and suffering claim against the at-fault driver’s insurance in addition to your PIP benefits.
Massachusetts follows a modified comparative fault rule under MGL Ch. 231 Sec. 85. You may still pursue compensation as long as your share of fault was less than 51 percent. At 51 percent or more fault, recovery is barred. Below that threshold, compensation is reduced in proportion to your percentage of fault. Lowell’s dense intersection network – where pedestrians, cyclists, and vehicles share roads simultaneously at documented high-crash locations – creates genuinely complex fault questions. Insurers frequently try to assign a larger share of fault to the injured driver. Having legal representation ensures any fault finding reflects the actual evidence.
Pawtucket Boulevard is a four-lane divided highway along Lowell’s Merrimack River waterfront. Streetsblog Massachusetts, citing MassDOT’s crash database, recorded 202 crashes on Pawtucket Boulevard from the beginning of 2017, with 61 causing injury to at least one victim. In May 2021, a driver on Pawtucket Boulevard lost control, veered onto the sidewalk, and struck and killed two pedestrians, confirmed from Streetsblog Massachusetts and the Middlesex District Attorney’s Office. The documented crash history of Pawtucket Boulevard is part of the public record and can be used in establishing what a driver on that road should have anticipated in terms of risk. An attorney can identify what specific MassDOT records exist for the location of your crash on this boulevard.
Call 911 and let Lowell Police respond. Get medical attention at Lowell General Hospital or another nearby facility promptly – adrenaline masks pain and some injuries worsen without early treatment. Photograph both vehicles, the crash location, road conditions, intersection signage, and your injuries at the scene. Collect the other driver’s license, registration, and insurance information. Get witness contact details if present. Note whether traffic cameras, nearby business cameras, or Lowell Regional Transit Authority infrastructure may have captured the crash – footage can be overwritten within days. Do not give a recorded statement to any insurer before speaking with a lawyer.
Uninsured motorist coverage is mandatory in Massachusetts under MGL Ch. 175 Sec. 113L. If the at-fault driver carried no insurance, your UM coverage may apply. Underinsured motorist coverage – which responds when the at-fault driver’s policy falls short of your full losses – is optional in Massachusetts and not all drivers carry it. If you purchased UIM coverage, it may help cover the gap. An attorney can review all applicable policies and identify every available source of compensation.
Under MGL Ch. 260 Sec. 2A, the statute of limitations for personal injury claims in Massachusetts is three years from the date of the accident. Missing this deadline means losing the right to pursue compensation in court regardless of how strong the evidence is. The practical window for preserving critical evidence – surveillance footage from VFW Highway and Pawtucket Boulevard businesses, Lowell Police crash reports, witness accounts – is far shorter. If a government entity such as a city vehicle or LRTA bus was involved, MGL Ch. 258 Sec. 4 requires a separate written presentment within two years after the date the cause of action arose. Contacting a lawyer promptly after the crash protects both the legal deadline and the evidence.
Several Lowell intersections appear in MassDOT’s Top Crash Locations reports across multiple study periods. In the MassDOT 2014-2016 report cited by Breakstone White & Gluck, VFW Highway and Bridge Street ranked as the single most dangerous intersection in Massachusetts statewide, and Appleton Street and Central Street ranked second statewide. In the MassDOT 2015-2017 report, VFW Highway and Mammoth Road ranked 22nd statewide and School Street and Branch Street also appeared in the top 25, per the Massachusetts Injury Lawyer Blog citing that MassDOT report. The Nashoba Valley Voice, citing MassDOT data, recorded 91 crashes at VFW Highway at Bridge Street and the nearby Lakeview Avenue and Bridge Street combined, with one fatal or serious injury and 21 non-serious crashes. If your accident happened at any of these locations, the documented crash history is part of the public evidence base that may be relevant to your claim.
Smaller civil claims from Lowell fall under the Lowell District Court in Lowell, confirmed from mass.gov, which serves Billerica, Chelmsford, Dracut, Lowell, Tewksbury, and Tyngsboro. Larger personal injury claims are filed at the Middlesex County Superior Court in Lowell, confirmed from mass.gov, which has jurisdiction over all Middlesex County communities.
Yes. Larson Law handles car accident cases across Lowell and all of Middlesex County. Whether the crash happened in Lowell, Billerica, Chelmsford, Dracut, Tewksbury, Tyngsboro, or any other Middlesex County community, we can help. Reach out by phone, text, or through the form on this page at no cost.
Yes, potentially. MassDOT recorded 217 pedestrian-involved crashes in Lowell between 2019 and 2021, confirming that pedestrian crash risk in Lowell is significant and documented. If a driver struck you while you were on foot in Lowell, a personal injury claim may be available against that driver’s insurance. The documented crash history of specific Lowell corridors – particularly Pawtucket Boulevard and the VFW Highway area, both confirmed as high-crash pedestrian locations in MassDOT data – may be relevant evidence in establishing what a driver should have anticipated at the specific location of your accident.